Multi-product offers

With the ability to define and launch personalized packages outside of the core, banks can reinforce the depth of their value chain and differentiate from competitors.


  • Enable business users to create and change multi-product offers and rewards quickly and easily.

  • Incentivize desired client behaviour to drive new client acquisition and product penetration with existing clients.

  • Drive deposit growth, net new money, higher transaction volumes, primary banking relationships and more.

  • Ensure contractual compliance by enhancing governance, tracking and control of offer eligibility and terms.

  • Accelerate time to market by as much as 70% and reduce the cost of creating, changing and launching multi-product offers.

  • Get up and running quickly and reduce TCO with a rapid, out-of-the-box SaaS deployment on the cloud using Microsoft Azure.

Offer design and governance made easy

Leverage a wide range of definitions, eligibility criteria and reward options for compelling multi-product offers. A comprehensive system of record for computing client benefits helps substantiate the basis of offers and packages for regulators and clients.


  • Offers

    • Design unique multi-product offers for specific microsegments.
    • Configure eligibility rules, conditions, limitations and benefits for each offer.
    • Create a rules-based governance framework to track benefits against required conditions.
    • Assign the applicable benefit automatically.
    • Changes and approvals by a set of authorized users are automatically logged.
  • Rewards

    • Design one-time or recurring rewards based on bonus interest, tiered rewards, loyalty points, cash back and more.
    • Increase transparency and automate governance and fulfillment of rewards in relation to defined conditions.
    • Monitor and manage exceptions.
    • Define reward parameters in defined periods.

Learn more about how banks can leverage Offers & Rewards to create a competitive advantage and increase customer lifetime value.

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