AI-powered Transaction Enrichment API
Transform raw transaction data into recognizable merchants, consistent categories, and actionable context with Zafin’s AI-powered Transaction Enrichment API.
AI powered accuracy and coverage
Accuracy
Returns accurate data enrichment your products can interpret and use.
98
Coverage
Uses AI-powered context
to identify and enrich transaction data.
Countries
Enrich transactions across markets with merchant, category, and location context.
Try it out
API Response:
Built for accuracy
Contextual transaction enrichment
Turn raw descriptions into recognizable merchants, categories, locations, and other context.
AI-powered accuracy engine
Improve data quality with an AI that continuously refines categorization and merchant recognition.
Effortless API integration
Add enrichment to your existing workflows with a single API designed for fast implementation.
Transaction enrichments for
Digital Banking
Make every transaction clearer for smarter
financial experiences.
Credit and Underwriting
Add richer transaction context to support smarter underwriting and lending decisions.
Fraud and Risk Detection
Give risk models clearer merchant, category,
and location context.
Offers, Rewards and Personalization
Create more relevant engagement from
real spending behavior.
Get started today
Power your transaction data with Zafin’s financial APIs unlock better insights and drive better experiences.
FAQ
What is Transaction Enrichment?
Zafin AIOS is an end-to-end agent orchestration platform and control plane for governed agentic work.
It helps regulated institutions coordinate agents, models, tools, workflows, knowledge sources, and human authority through one governed path, so agentic work can move with authority, evidence, cost controls, and proof of work built in.
What is the difference between transaction data enrichment and transaction categorization?
No. AIOS is not a single agent, model, or copilot.
It is the orchestration and control layer that governs how agentic work is requested, grounded, routed, executed, reviewed, evidenced, and improved across approved agents, models, tools, and enterprise systems.
How accurate is the enrichment?
AIOS is built for regulated institutions that want to use agentic AI in meaningful work without losing control of governance, evidence, cost, authority, or accountability. The first focus is banking and adjacent regulated financial services, where complex systems, sensitive data, human authority, audit expectations, and modernization pressure all matter.
Can enriched data be used for advanced analytics?
Start where speed, control and evidence all matter.
Common starting points include software and application delivery, modernization of internal systems, and workflows, regulated research, evidence-heavy operations, approval workflows, case work, and policy interpretation.
The goal is to start with one critical path, then extend the same control plane, governance model, proof of work layer, and learning loop across more governed work.
Is my financial data secure when using Transaction Enrichment?
AIOS creates a source of proof for agentic work.
It captures what was requested, what was allowed, what context was used, what happened, which agents or models participated, where humans reviewed the work, what changed, what it cost, and what proof remains.
That evidence helps institutions inspect how work was performed, reviewed, and governed without reconstructing the work path after the fact.