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Banking AI Needs Core Data. Most Banks Still Can’t Reach It.

Banks are investing in AI, but much of the data that makes banking AI valuable, including balances, transactions, customer history and operational context, remains locked in mainframe formats that modern analytics and AI tools cannot easily read. Accessing it often requires slow, brittle extraction and transformation pipelines.

60% of Tier-1 banks

identified existing/legacy data warehouse architectures as a barrier to improving decision intelligence.

Celent’s 2025 Decision Intelligence and Data Survey

This data-access gap can limit investigation, reconciliation and AI-driven insight. Teams may need to extract, decode, transform and stage

What will you learn from this whitepaper?

  • Why is the data banking AI needs most still locked inside legacy systems?
  • How can banks make mainframe data accessible without replacing their core systems?
  • What is preventing AI and analytics initiatives from fully leveraging core banking data?
  • How can institutions reduce investigation and reconciliation timelines from hours to minutes?
  • What does a practical, low-disruption path to AI-ready data look like for banks today?