Managed Rates Engine
Increase NIM, streamline operations, and stay compliant with an automated rate change management process
Increase NIM with dynamic pricing aligned to hedging strategies
Set up rule-based pricing models that dynamically adapt to market conditions, risk exposure and business objectives
Streamline operations and improve efficiency
Automate rate setup and distribution, and leverage Zafin AI for step-by-step pricing offset recommendations
Ensure regulatory compliance and transparency
Maintain audit-ready workflows for rate determination with automated tracking and full visibility
Increase NIM
Increase NIM with dynamic pricing
Go beyond index-based pricing with adaptive rates tailored to business strategies, hedging approaches and market dynamics
Increase NIM with smarter pricing adjustments
Protect margins from rate fluctuations by dynamically adjusting pricing based on risk management strategies and market conditions
Improve control over margins by reducing reliance on index-based pricing
Move beyond purely index-linked pricing (e.g., SOFR, Fed Funds) with managed rates that factor in liquidity needs, customer behavior, and competitive positioning
Tailor rates easily
Empower LOBs to tailor rates at a client-level based on geography, segments, products, and more
Operational efficiency
Centralize rates management for efficiency and agility
Go beyond index-based pricing with adaptive rates tailored to business strategies, hedging approaches and market dynamics
AI-powered rate setup
Accelerate rate setup and minimize errors with guided step-by-step pricing offset recommendations from Zafin AI
Standardize pricing models
Protect liquidity, profitability, and risk exposure with standardized pricing models and built-in guardrails and controls
Distribute rates seamlessly
Automatically distribute updated rates across your existing ecosystem
Regulatory compliance
Ensure transparency and regulatory compliance
Maintain full visibility into rate execution while ensuring compliance with evolving regulations
Enforce regulatory-compliant rate execution
Ensure rate execution aligns with Basel III and local regulatory mandates
Ensure regulated liquidity levels
Proactively adjust rates to maintain liquidity levels and mitigate NIM fluctuations caused by rate changes
Maintain full audit trails
Capture every rate change, approval, and application in a centralized, audit-ready format
Provide client-specific rate transparency
Enhance client trust with full transparency into rate determination and execution
Quick time to market
Deploy rapidly with seamless integration
Go live faster with minimal disruption by integrating seamlessly with core banking and treasury platforms
Quick, out-of-the-box implementation
Accelerate onboarding and achieve faster time-to-value with minimal disruption
Integrate instantly with core banking systems
Leverage pre-built connectors to accelerate implementation without system overhauls
Automate rate execution with APIs
Enable real-time rate updates across all banking products with API-driven automation
3 months
For a G-SIFI global bank
Connect with us
Optimize banking rate management with Zafin’s Managed Rates Engine. Automate pricing, enhance transparency, and boost profitability. Connect with our experts.
