Benefits

Here’s how Rates & Fees can help your bank:

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Empower business users to create and change pricing propositions themselves thereby improving dynamism of pricing and market responsiveness

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Execute client-centric pricing strategies that grow share of wallet and extend the duration of client relationships

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Accelerate time to market, reduce the cost of creating, changing, and launching pricing propositions, and drive sustainable revenue growth

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Achieve complete transparency around fees and rates, providing clients and regulators with clear and concise substantiation of all charges

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Get up and running quickly and reduce total cost of ownership with a rapid, out-of-the-box SaaS deployment on the cloud using Microsoft Azure

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Create a solid pricing execution foundation, paving the way for the introduction of artificial intelligence and machine learning in the future, while enhancing pricing execution capabilities and driving revenue growth

Features

Discover how our capability can transform the way you approach rates and fees:

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Import or build standard base rates for all rate related products

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Specify margins, exceptions and validations

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Create different rate plans for specific microsegments based on configurable attributes

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Dynamically adjust rates through the cycle, minimizing operational dependency and ensuring alignment to internal liquidity guidelines

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Configure standard fees and calculations

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Establish a rules-based governance framework to track fee waivers, discounts, rebates and reversals against required conditions

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Enable fee transparency for both front-line staff and clients, with defined rationale and purpose

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Complete audit trail for all pricing changes, ensuring accountability and supporting look backs where required

Connect with us

Optimize banking rates and fees with Zafin’s powerful platform. Connect with our experts to enhance pricing strategies, improve transparency, and drive profitability.