Indexed Pricing
Respond to rate changes instantly. Protect deposit margins.
Indexed Pricing helps banks manage index-linked deposit pricing by centralizing rate management and automating benchmark-based pricing updates. Banks can respond faster to rate changes, reduce manual effort, and protect margin in volatile rate environments.
Streamline rate management
Execute rate changes with speed and confidence
Indexed Pricing simplifies rate management by automating index-linked pricing updates across products and portfolios.
Automate benchmark rate changes across deposit portfolios
Execute same-day pricing updates when reference rates move
Reduce manual work, operational risk, and pricing errors
Configure pricing with control
Define pricing rules once and apply them consistently
Product teams can configure deposit pricing plans tied to any benchmark rate and control how rates change over time.
Link pricing plans to benchmarks such as SOFR, Fed Funds, or T-bill
Apply pricing offsets, margins, and balance tiers without custom development
Pre-stage lead and lag strategies for different interest rate scenarios
Reduce exceptions and enforce governance
Move beyond generic standard pricing
Generic deposit pricing leads to high volumes of exception pricing requests. Indexed Pricing enables more granular standard pricing while maintaining strong pricing governance.
Segment pricing by client type, industry, region, or balance tier
Reduce pricing exceptions by starting from more relevant standard rates
Enforce approval workflows and maintain full audit trails for pricing decisions
Distribute rates across systems and channels
Ensure consistent pricing everywhere
Indexed Pricing distributes validated deposit and FTP rates across downstream systems and channels from a single source of truth.
Publish rates to core banking systems, pricing engines, and deal workflows
Support real-time rate distribution to client-facing and treasury channels
Maintain consistent pricing across all consuming systems
Contact your Zafin representative to see how Indexed Pricing helps banks automate index-linked pricing, protect deposit margins, and enforce pricing governance across the enterprise in volatile rate environments.