Charaka Kithulegoda, Chief Information Officer & Executive Vice President Retail Banking at PNC along with Hans Tesselaar, BIAN Executive Director and Venkataraman Balasubramanian, CTO at Zafin discuss PNC Bank’s path to modernization including the usage of BIAN service domains and APIs along with Zafin’s product and pricing platform to reduce revenue leakage and increase profitability.
Blogs
Banks entered 2026 at a structural inflection point. Multiple forces, such as margin pressure, faster competitors, ecosystem distribution, and the rapid maturation of AI are reshaping how banks compete and how quickly advantage shifts. In Banking Unbound, we argued that the future belongs to…
April 22, 2026
6 mins